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	<title>Texas Consumer Law &#38; Debtor&#039;s Rights Blog</title>
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	<link>http://mytexasconsumerlawblog.com</link>
	<description>Published by J. Cole Brooks, Attorney &#38; Counselor At Law, Houston, TX</description>
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		<title>Lawyers and Accountants Once Put Integrity First &#8211; NYTimes.com</title>
		<link>http://mytexasconsumerlawblog.com/2011/06/19/lawyers-and-accountants-once-put-integrity-first-nytimes-com/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/06/19/lawyers-and-accountants-once-put-integrity-first-nytimes-com/#comments</comments>
		<pubDate>Sun, 19 Jun 2011 14:29:59 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Recent Developments in Consumer Law]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=206</guid>
		<description><![CDATA[Lawyers and Accountants Once Put Integrity First &#8211; NYTimes.com.
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			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p><a href="http://www.nytimes.com/2011/06/19/opinion/19everson.html">Lawyers and Accountants Once Put Integrity First &#8211; NYTimes.com</a>.</p>
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		<title>Fort Bend County woman has been receiving phone calls from debt collectors about a stranger &#124; abc13.com</title>
		<link>http://mytexasconsumerlawblog.com/2011/05/16/fort-bend-county-woman-has-been-receiving-phone-calls-from-debt-collectors-about-a-stranger-abc13-com/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/05/16/fort-bend-county-woman-has-been-receiving-phone-calls-from-debt-collectors-about-a-stranger-abc13-com/#comments</comments>
		<pubDate>Tue, 17 May 2011 05:15:31 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Law]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=200</guid>
		<description><![CDATA[Fort Bend County woman has been receiving phone calls from debt collectors about a stranger &#124; abc13.com.

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			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p><a href="http://abclocal.go.com/ktrk/story?section=news%2Fconsumer&amp;id=8133987">Fort Bend County woman has been receiving phone calls from debt collectors about a stranger | abc13.com</a>.</p>
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		<title>Davis targets legalized &#8216;loan-sharking&#8217; in Texas &#124; Texas Legislature &#124; News from Fort Wo&#8230;</title>
		<link>http://mytexasconsumerlawblog.com/2011/02/23/davis-targets-legalized-loan-sharking-in-texas-texas-legislature-news-from-fort-wo/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/02/23/davis-targets-legalized-loan-sharking-in-texas-texas-legislature-news-from-fort-wo/#comments</comments>
		<pubDate>Wed, 23 Feb 2011 22:46:32 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Lending]]></category>
		<category><![CDATA[Predatory Lending]]></category>
		<category><![CDATA[Recent Developments in Consumer Law]]></category>
		<category><![CDATA[Payday Lending]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=198</guid>
		<description><![CDATA[Davis targets legalized &#8216;loan-sharking&#8217; in Texas &#124; Texas Legislature &#124; News from Fort Wo&#8230;.
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			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p><a href="http://www.star-telegram.com/2011/02/22/2868884/davis-targets-legalized-loan-sharking.html">Davis targets legalized &#8216;loan-sharking&#8217; in Texas | Texas Legislature | News from Fort Wo&#8230;</a>.</p>
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		<title>Complaint filed in NFL fan consumer class-action lawsuit</title>
		<link>http://mytexasconsumerlawblog.com/2011/02/10/complaint-filed-nfl-fan-consumer-class-action-lawsuit/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/02/10/complaint-filed-nfl-fan-consumer-class-action-lawsuit/#comments</comments>
		<pubDate>Thu, 10 Feb 2011 21:59:49 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Class Action Lawsuits]]></category>
		<category><![CDATA[Consumer Fraud]]></category>
		<category><![CDATA[Deceptive Trade Practices]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=181</guid>
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		<title>Texas DTPA Consumer law part of Super Bowl ticket dispute</title>
		<link>http://mytexasconsumerlawblog.com/2011/02/09/consumer-law-part-of-super-bowl-ticket-dispute/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/02/09/consumer-law-part-of-super-bowl-ticket-dispute/#comments</comments>
		<pubDate>Wed, 09 Feb 2011 23:26:56 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Fraud]]></category>
		<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Deceptive Trade Practices]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=176</guid>
		<description><![CDATA[Story provided below illustrates how consumers that were denied seating in Super Bowl XLV are bringing a lawsuit against the NFL and Dallas Cowboys owner, Jerry Jones alleging violation of the Texas Deceptive Trade Practices Act in one of the complaints allegations.
Consumer law part of Super Bowl ticket dispute.
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			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p>Story provided below illustrates how consumers that were denied seating in Super Bowl XLV are bringing a lawsuit against the NFL and Dallas Cowboys owner, Jerry Jones alleging violation of the Texas Deceptive Trade Practices Act in one of the complaints allegations.</p>
<p><a href="http://www.post-gazette.com/pg/11040/1123997-66.stm">Consumer law part of Super Bowl ticket dispute</a>.</p>
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		<title>Collections &amp; Credit Risk &#8211; Collection Abuses Rising During Tough Economic Times: Report &#8211; PaymentsSource Article</title>
		<link>http://mytexasconsumerlawblog.com/2011/02/06/collections-credit-risk-collection-abuses-rising-during-tough-economic-times-report-paymentssource-article/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/02/06/collections-credit-risk-collection-abuses-rising-during-tough-economic-times-report-paymentssource-article/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 20:28:33 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Credit Card Defense]]></category>
		<category><![CDATA[Debt Collection Practices]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=174</guid>
		<description><![CDATA[Collections &#38; Credit Risk &#8211; Collection Abuses Rising During Tough Economic Times: Report &#8211; PaymentsSource Article.
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			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p><a href="http://www.collectionscreditrisk.com/news/collection-abuses-rising-during-tough-economic-times-report-3004955-1.html">Collections &amp; Credit Risk &#8211; Collection Abuses Rising During Tough Economic Times: Report &#8211; PaymentsSource Article</a>.</p>
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		<title>FTC Video:  Consumer Rights Against Debt Collectors</title>
		<link>http://mytexasconsumerlawblog.com/2011/01/16/ftc-video-consumer-rights-debt-collectors/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/01/16/ftc-video-consumer-rights-debt-collectors/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 04:17:48 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Debt Collection Practices]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[FTC]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=166</guid>
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			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p><a href="http://mytexasconsumerlawblog.com/2011/01/16/ftc-video-consumer-rights-debt-collectors/"><em>Click here to view the embedded video.</em></a></p>
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		<title>H&amp;R Block loses tax refund loan banking partner &#124; Business &#124; Chron.com &#8211; Houston Chronicle</title>
		<link>http://mytexasconsumerlawblog.com/2011/01/16/hr-block-loses-tax-refund-loan-banking-partner-business-chron-com-houston-chronicle/</link>
		<comments>http://mytexasconsumerlawblog.com/2011/01/16/hr-block-loses-tax-refund-loan-banking-partner-business-chron-com-houston-chronicle/#comments</comments>
		<pubDate>Mon, 17 Jan 2011 04:06:26 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Consumer Lending]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Predatory Lending]]></category>
		<category><![CDATA[Recent Developments in Consumer Law]]></category>
		<category><![CDATA[RAL]]></category>
		<category><![CDATA[Tax Refund Loans]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=161</guid>
		<description><![CDATA[H&#38;R Block loses tax refund loan banking partner &#124; Business &#124; Chron.com &#8211; Houston Chronicle.
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			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p><html xmlns=""><a href="http://www.chron.com/disp/story.mpl/business/7355347.html">H&amp;R Block loses tax refund loan banking partner | Business | Chron.com &#8211; Houston Chronicle</a>.</p>
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		<title>New Tactic for Some Debt Collection Firms</title>
		<link>http://mytexasconsumerlawblog.com/2010/06/09/new-tactic-for-some-debt-collection-firms/</link>
		<comments>http://mytexasconsumerlawblog.com/2010/06/09/new-tactic-for-some-debt-collection-firms/#comments</comments>
		<pubDate>Thu, 10 Jun 2010 02:38:12 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Debt Collection Practices]]></category>
		<category><![CDATA[Judgments & Liens]]></category>
		<category><![CDATA[Recent Developments in Consumer Law]]></category>
		<category><![CDATA[Default Judgments]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=153</guid>
		<description><![CDATA[The Minnesota Star Tribune has written a very intriguing article regarding a new tactic by some debt collectors, having a warrant issued for the arrest of debtor for failure to comply with some court order.  The link to the article is posted below.   In my opinion, this is just another &#8220;distasteful&#8221; practice being employed by the debt collection industry.  The article illustrates how debt collectors are attempting to use local law enforcement and courts to coerce debtors into payment of debts.   Debtor&#8217;s prisons are unconstitutional and were abolished.  However, debt collectors have found a subtle procedural avenue to skirt their way around this prohibition against debtor&#8217;s prisons.   Technically, the debt collectors are not having debtors placed in jail for the debts per se.  The debtors are being arrested and jailed for failure to appear to a court appearance or for contempt for violating a court order.  So ...]]></description>
			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p>The Minnesota Star Tribune has written a very intriguing article regarding a new tactic by some debt collectors, having a warrant issued for the arrest of debtor for failure to comply with some court order.  The link to the article is posted below.   In my opinion, this is just another &#8220;distasteful&#8221; practice being employed by the debt collection industry.  The article illustrates how debt collectors are attempting to use local law enforcement and courts to coerce debtors into payment of debts.   Debtor&#8217;s prisons are unconstitutional and were abolished.  However, debt collectors have found a subtle procedural avenue to skirt their way around this prohibition against debtor&#8217;s prisons.   Technically, the debt collectors are not having debtors placed in jail for the debts per se.  The debtors are being arrested and jailed for failure to appear to a court appearance or for contempt for violating a court order.  So in the end, the debt collector is really getting the same result or benefit as a debtor&#8217;s prison.  Once again, this story should illustrate why it is important for any debtor that receives a lawsuit or notice from a court of law regarding a debt to not ignore it.  <strong>More importantly as I have stated in other blog posts, a debtor should never let a debt collector or creditor obtain a default judgment against the debtor in the first place!!!!</strong></p>
<p><a href="http://www.startribune.com/investigators/95692619.html?elr=KArksUUUycaEacyU"><strong>In jail for being in debt | StarTribune.com</strong></a><strong>.</strong></p>
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		<title>New York Judges Question Suits by Debt Collectors</title>
		<link>http://mytexasconsumerlawblog.com/2010/06/06/new-york-judges-question-suits-by-debt-collectors/</link>
		<comments>http://mytexasconsumerlawblog.com/2010/06/06/new-york-judges-question-suits-by-debt-collectors/#comments</comments>
		<pubDate>Sun, 06 Jun 2010 18:12:52 +0000</pubDate>
		<dc:creator>J. Cole Brooks</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Debt Collection Practices]]></category>
		<category><![CDATA[Featured]]></category>
		<category><![CDATA[Recent Developments in Consumer Law]]></category>

		<guid isPermaLink="false">http://mytexasconsumerlawblog.com/?p=148</guid>
		<description><![CDATA[Posted below is a very interesting article from the New York Times regarding debt collection lawsuits in the New York state court systems.  The article is very revealing of the abusive and harassing practices of some debt collection law firms and debt buyers.  More importantly, the article illustrates that at least some judges in New York are feed up with debt collectors filing lawsuits in which they know they will be unable to prove in court.  They basically file these lawsuits in hopes of obtaining a default judgement or having a judge that is going to &#8220;rubber stamp&#8221; these type of debt collection lawsuits on behalf of the debt collector.    The same type of activity goes on here right in the Great State of Texas.  I hope that judges here in Texas, especially those in the justice of the peace courts, take a stand against these abusive practices by ...]]></description>
			<content:encoded><![CDATA[<!-- Flash Video Resizer  : pixel --><p>Posted below is a very interesting article from the New York Times regarding debt collection lawsuits in the New York state court systems.  The article is very revealing of the abusive and harassing practices of some debt collection law firms and debt buyers.  More importantly, the article illustrates that at least some judges in New York are feed up with debt collectors filing lawsuits in which they know they will be unable to prove in court.  They basically file these lawsuits in hopes of obtaining a default judgement or having a judge that is going to &#8220;rubber stamp&#8221; these type of debt collection lawsuits on behalf of the debt collector.    The same type of activity goes on here right in the Great State of Texas.  I hope that judges here in Texas, especially those in the justice of the peace courts, take a stand against these abusive practices by debt collectors and make debt collectors actually prove up these lawsuits according to the rules of law and evidence.  Take the lead against this abusive behavior just some of your fellow colleagues in New York.</p>
<p><a href="http://www.nytimes.com/2010/05/08/nyregion/08debt.html?pagewanted=1&amp;sq=in%20new%20york,%20some%20judges%20are%20now%20skeptical&amp;st=cse&amp;scp=1">New York Judges Question Suits by Debt Collectors &#8211; NYTimes.com</a>.</p>
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