Texas Consumer Law & Debtor's Rights Blog » Archive
Default Judgments Can Allow Creditors to Collect Debt That Was Never Owed – News – ABA Journal
Default Judgments Can Allow Creditors to Collect Debt That Was Never Owed – News – ABA Journal. Scridb filter … Read entire article »
Filed under: Consumer Law, Debt Collection Practices, Judgments & Liens
Obama Administration Rethinks Policy to Prevent Foreclosures
Obama administration revises anti-foreclosure strategy – washingtonpost.com. Scridb filter … Read entire article »
Filed under: Consumer Law, Consumer Lending, Foreclosures, Recent Developments in Consumer Law
Fair Debt Collection Practices Act (FDCPA)
As we are all aware the economic downturn has affected a large number individuals across Texas, and throughout the country. People have become unemployed and unable to keep up with the bills that are piling up. Of course once you start to get behind on your payments, consumer debtors start to receive collection notices and calls from creditors. At some point, the original creditor may sale (assign) an unpaid debt to a third-party debt collector such as Unifund CCR Partners or Equable Ascent Financial, LLC. The third-party debt collector usually buys a portfolio of unpaid accounts receivables from the creditor for a pennies on the dollar. Thus, there is a huge profit that can be gained by debt collectors if they are able to collect on these consumer debts. However, sometimes debt collectors will engage in deceitful and … Read entire article »
Filed under: Debt Collection Practices, Fair Debt Collection Practices Act (FDCPA), Featured
Administration Makes Push for Consumer Agency – NYTimes.com
Administration Makes Push for Consumer Agency – NYTimes.com. Scridb filter … Read entire article »
Filed under: Consumer Law
Senate report links diabetes drug to heart attacks – CNN.com
Senate report links diabetes drug to heart attacks – CNN.com. Scridb filter … Read entire article »
Filed under: Consumer Law, Defective Products
Campaign builds to include new consumer protection agency in financial reform – washingtonpost.com
Recent Article in the Washington Post discussing the growing sentiment of consumer advocates regarding the need for consumer protection agency in the financial reform based by the U.S. House of Representatives and being debating currently in the U.S. Senate. Article also discusses how the banking industry and lobbyiest and trying to kill the bill by arguing the same old scare tactics that the banking industry always employs. The U.S. Senate can decide to side with American consumers or the banking industry that American taxpayers just bailed out! via Campaign builds to include new consumer protection agency in financial reform – washingtonpost.com. Scridb filter … Read entire article »
Filed under: Consumer Law, Recent Developments in Consumer Law
Financial Reform: Regulation of Predatory Lenders and Subprime Loans
Posted below is a powerpoint presentation outlining the need for proposed regulation of predatory lending and the subprime credit industry that I wrote back in 2006 during law school. The powerpoint presentation was part of a more comprehensive academic paper that I submitted regarding proposed legislation to allow states greater enforcement powers against predatory lenders and the subprime market. Recently, U.S. consumers and workers have seen the tremendous damage that can occur to our markets and overall economy when there is a lack of effective financial regulations to protect consumers. Of course back then, just like now, the banking and credit industries along with their lobbyists are doing everything they can to kill any legislation proposed by Congress to bring ”real” financial reform to the markets. It’s time that we stand up as Americans and put a stop to the deceptive trade practices and greed … Read entire article »
Filed under: Consumer Law, Consumer Lending, Predatory Lending
Toyota recalls 8,000 Tacoma trucks – CNN.com
desc via Toyota recalls 8,000 Tacoma trucks – CNN.com. Scridb filter … Read entire article »
Filed under: Consumer Law, Defective Products
Health insurers increase their profits while not increasing coverage.
The link below is a copy of the report by the consumer organization Health Care for America Now pointing out how the nation’s largest health insurers have increased their profits while still increasing premiums, but not coverage. Looks like we need some insurance reform not tort reform! via http://hcfan.3cdn.net/a9ce29d3038ef8a1e1_dhm6b9q0l.pdf. Scridb filter … Read entire article »
Filed under: Insurance Law, Recent Developments in Consumer Law
New Senate Republican financial reform voice emerges | Business | Chron.com – Houston Chronicle
desc via New Senate Republican financial reform voice emerges | Business | Chron.com – Houston Chronicle. Whether it’s bipartisan or partisan, the U.S. Senate needs to pass financial reform legislation that protects consumers and Main Street…not greedy bankers and Wall Street. Scridb filter … Read entire article »
Filed under: Consumer Law, Recent Developments in Consumer Law
Consumer Law Policy Blog
- Consumer Health Takes a Hit at the Movie Theater February 9, 2012
- Huge Mortgage Deal About to Go Down February 9, 2012
- Save the Date--Teaching Consumer Law Conference February 8, 2012
Wall Street Journal Law Blog
- The Daily Writing Sample: A ‘Scraggly Expression of Time’ February 8, 2012
- Canada: Constitutional Superpower? February 8, 2012
- Ex-CDC Counselor Loses Appeal in Religious Discrimination Case February 8, 2012
- Court: Report on Stevens Case Will Be Made Public February 8, 2012
- Trial of UVa Lacrosse Player Begins in Virginia February 8, 2012
Houston Consumer Blog
- Save money on Valentine's Day cards February 8, 2012
- Year of the Dragon influences fashion January 30, 2012
- Tips for throwing a football party on a budget January 5, 2012
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